Travel Health Insurance & Deductibles for Visas

Every type of international health insurance plan gives you different options regarding the amount of deductible for the plan.

The deductible is the amount of money you will pay out of pocket before the benefits of an international travel health insurance plan kick in.

The amount of the deductible that you will need for your international travel health insurance plan depends upon the country that is requiring you to obtain a short-term Visa.

Each European Union country requires different deductibles. For example, France and Germany each have $100 deductible whereas Spain has a $0 deductible. The general rule of thumb is never to go over a $250.00 deductible. If the deductible is too high, the embassy will not accept the plan and will require you to obtain a plan that has a lower deductible.

Next time we'll be talking about your more Embassy requirements, so stay tuned… In the meantime, if you would like to discuss all your options in more detail, just give us a call.