OPT Insurance

OPT, also known as Optional Practical Training, permits F-1 students to engage in up to 12 months or more of full-time practical job experience and training at each educational level (e.g., undergraduate, graduate and post-graduate). Practical training can provide you with valuable work experience by sharpening and adding to the skills you are learning in school. OPT students can work without H1B visa for up to 12-29 months, depending on their field of study. You may need to purchase short-term health while participating in your OPT program.

New York International Group provides affordable student health insurance plans to OPT students that participate in practical job training in United States

Patriot Exchange Plan	Patriot America Plan
Meets U.S. J1 and J2 Visa Requirements Coverage Period: 1 month to 48 months 100% coverage for eligible medical expenses after $100 deductible is met Apply online & receive Insurance ID cards within minutes For students and scholars studying abroad or participants of cultural exchange programs	Comprehensive plan Coverage Period: 5 days to 2 years Choice of Deductibles: $0, $100, $250, $500, $1,000 & $2,500 With the PPO Network, the plan pays 90% of eligible medical expenses up to the first US$5,000, then 100% up to the policy maximum limit. Out of the PPO Network, co-insurance is 80:20 ratio, and the plan pays 80% of eligible expenses up to the first US$5,000, then 100% up to the policy maximum limit selected. Apply online & receive Insurance ID cards within minutes For exchange students, relatives visiting the USA, business travelers, and tourists to the United States

Patriot Exchange Plan

Patriot America Plan

Meets U.S. J1 and J2 Visa Requirements
Coverage Period: 1 month to 48 months 100% coverage for eligible medical expenses after $100 deductible is met
Apply online & receive Insurance ID cards within minutes
For students and scholars studying abroad or participants of cultural exchange programs

Comprehensive plan
Coverage Period: 5 days to 2 years
Choice of Deductibles: $0, $100, $250, $500, $1,000 & $2,500
With the PPO Network, the plan pays 90% of eligible medical expenses up to the first US$5,000, then 100% up to the policy maximum limit. Out of the PPO Network, co-insurance is 80:20 ratio, and the plan pays 80% of eligible expenses up to the first US$5,000, then 100% up to the policy maximum limit selected.
Apply online & receive Insurance ID cards within minutes
For exchange students, relatives visiting the USA, business travelers, and tourists to the United States

Download Brochure Get Quote / Apply Online

New York International Group, headquartered in New York City, has been in business for over 20 years. We can help you choose an insurance plan that fits your needs so that you will be properly covered for your length of stay in the United States.

For inquiries or questions, please email us at info@nyig.com or call 1-800-804-5763. Our company is dedicated to making sure you are properly protected. As an expert in the field, we always consider your needs first and are well-known for our exceptional customer service.